Customer experience has never been more critical to your business—and consumers’ expectations have never been higher when it comes to:
Personalized products and services
Speed and ease of buying
Relevant advice and better deals
Seamless experiences across digital or physical channels
ALIP New Business and Underwriting advances your ability to attract and engage customers with simple, digital buying experiences. Manual processing and 3-month underwriting are a thing of the past for industry leaders. And new sources of data from medical records to wearables are driving new levels of risk assurance and profitability.
From direct-to-consumer to producer-initiated models, and from guaranteed or simplified issue to fully underwritten applications, ALIP provides full automation and real-time data validation. You’ll launch new products, process applications, automate underwriting and issue policies with speed and efficiency that satisfies today’s range of consumers.
Easily configure business rules and workflow, and define user conditions and actions
Supports “instant-issue” underwriting decisions or recommends underwriter review
Easily create web pages without a web developer or programmer
Product configuration workbench
Out-of-the-box-ready product templates—preconfigured and production tested—accelerate product introduction
Preconfigured rules around new product features, riders and benefits easily adapt to your underwriting preference
Integration with RGA’s AURA underwriting rules engine, making ALIP the first such platform to provide an out-of-the-box option
Extensive library of prebuilt interfaces with third-party vendors accelerates integration, further automating and streamlining the underwriting process
Introduce new products with speed and agility
ALIP’s powerful and flexible configuration capabilities enable your users to innovate with ease and automate to drive down costs.
ALIP is designed to empower product and business owners to build new products and test them in real time, automate business processing and eliminate interpretation issues…all without the need for IT resources.