Open Banking

It’s a revolution. Tech + regulations are unlocking the banking value chain. How a bank acts now will shape its future to lose or win.

Ready to catch the Open Banking wave?

Learn how to prepare for the open data economy.

Build a thriving digital future

Open Banking—driven by regulatory, technology and competitive dynamics—calls for banks to use APIs to make certain customer data available to non-bank third parties. The innovation is both evolving the industry toward hyper-relevant, platform-based distribution and giving banks a rich opportunity to expand their ecosystems and extend their reach.

Traditional, vertically integrated banks will need to become what they’ve never been before: savvy bilateral traders. Those that treat Open Banking as a strategic growth priority will position themselves to deliver the seamless and engaging digital experiences customers want—and potentially boost revenues by upwards of 10 percent.

Our collection of experience-driven insights can help banks navigate their way to a thriving, open, digital future.

Turn Open Banking threats into opportunities


Of banks’ traditional retail products-based revenue streams are at risk.


Increase in overall organic banking growth expected by most bankers.


Boost to banking revenue expected by 2020 from new opportunities created by open API-enabled services.

Partnerships are required

Open Banking value will initiate mostly in retail channels. Strategic partnerships within larger, mutually beneficial ecosystems will position banks to be visible and present to sell their offers whenever and wherever there’s an opportunity.

Image Thumbnail

Accenture and Women in Payments

Be inspired by women making waves in payments

Open Banking insights

Meet the team

Stay in the know with our newsletter Stay in the know with our newsletter