Ongoing Due Diligence (ODD) Analyst – Business Clients

Role Overview

The Ongoing Due Diligence (ODD) Analyst plays a critical role in ensuring ongoing AML and compliance standards for business customers through periodic and event‑driven reviews.

The role focuses on reassessing the risk profile of existing business clients, validating the legitimacy of their operations, detecting emerging financial‑crime risks, and ensuring ongoing compliance with internal policies and regulatory frameworks.

This position does not involve onboarding activities. Candidates must demonstrate hands‑on experience performing ODD, EDD, or KYB reviews for corporate clients within European financial institutions.

Key Responsibilities

• Conduct periodic and trigger‑based Ongoing Due Diligence reviews for business clients, ensuring KYB data, ownership structures, and activity profiles are continuously up to date.
• Analyze business operations, beneficial ownership, corporate structures, and risk indicators to detect potential money‑laundering, fraud, sanctions risk, or reputational concerns.
• Perform PEP and Sanctions screening for all relevant corporate entities, UBOs, directors, and associated parties using internal screening tools and external databases.
• Identify, review, and escalate potential sanctions matches, PEP hits, and adverse media in alignment with internal escalation procedures.
• Conduct comprehensive research using public information sources, commercial databases, and internal systems to detect adverse media, regulatory actions, fraud exposure, or other red flags.
• Update and validate all KYB documentation, ensuring it meets regulatory and internal risk‑management requirements.
• Produce clear, concise, and well‑structured ODD reports summarizing findings, risk assessments, and recommendations for approval or further investigation.
• Maintain complete and accurate audit trails of investigative steps, documentation updates, and decision‑making rationale.
• Work closely with Compliance, Sanctions, QA, and Risk teams to ensure reviews align with regulatory expectations and internal policies.
• Contribute to process improvements and control enhancements that strengthen continuous monitoring and customer‑risk management.
• Support thematic reviews to identify evolving typologies, emerging risks, or patterns across the business client portfolio.