Job Description

As part of our Restructuring & Credit Recovery team in Accenture, you will have to opportunity to make an impact by liaising with a range of clients across personal, corporate and SME sectors

You will play a central role in supporting clients who are in financial difficulty and arrange for appropriate solutions to be put in place. You will be able to leverage your relationship management experience by providing these dynamic solutions.

What you will be able to achieve? 

  • Demonstrate stakeholder management skills through your interaction with internal and external stakeholders.
  • Achieve targets around restructuring of debt.
  • Become involved in process improvements
  • Ability to make a real impact in decision making.


Qualifications

We're looking for someone who can

  • Assess applications for SME credit requests across a broad range of sectors up to net connected exposure of €300k
  • Engage directly with customers to develop an understanding of their requirements
  • Evaluate credit information provided & complete consistent, well written credit applications in a standardized manner with the emphasis on delivering quality applications for onward submission to Business Approver / Relevant Credit Area
  • Undertakes detailed financial analysis of complex borrower cases in order to understand their business & identify opportunities e.g. IPF, Promptpay, CFP 
  • A key focus of the role is on accuracy of information to minimize reworks and speed of delivery in order to provide exceptional customer service and to drive efficiency and productivity within the Centre of Excellence.
  • Keep up to date with Credit Policy, regulatory, operational and administrative procedures for the role and ensure a knowledge of and adherence to all relevant Compliance Codes and Central Bank of Ireland requirements across SME Banking.

Minimum Criteria

  • Please note that the following criteria form the basis of your answers on the application form.
  • This is an MCC impacted role therefore applicants must hold minimum of 1 APA’s (APA Loans)  with a view to attaining full QFA status
  • Applicants must have proven experience in all aspects of Credit, in particular SME Credit (minimum 6 months)
  • Strong Customer Focus and proven commitment to customer excellence standards at all times with the ability to engage small business owners and farmers in a collaborative conversation.
  • Self-motivated, energetic & ability to act on own initiative
  • Proven track record in delivering strong results against objectives in particular in the area of Credit Quality and product sales

What You’ll Need

  • Business related Degree
  • As the successful candidate, you will ideally need 2-3 years’ experience in a lending and restructuring.
  • Excellent relationship building skills.
  • The ability to prioritize goals and overlapping deadlines to achieve successful outcomes.
  • QFA Qualified or APA Qualified in: Housing Loans, Home Reversion Agreements and Associated Insurances; Consumer Credit and Associated Insurances

Package 
An excellent salary is available to successful candidates. This role will be offered on a 12 month contract basis with a view to permanency.

Next steps 

If the above information is of interest to you, please apply to find out more about what is an excellent career opportunity.

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Interactive, Technology and Operations services — all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 674,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities. Visit us at accenture.com.

All employment decisions shall be made without regard to age, race, creed, colour, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as applicable by law.

Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process.

Please read Accenture’s Recruiting and Hiring Statement for more information on how we process your data during the Recruiting and Hiring process.

COVID-19 update:  The safety and well-being of our candidates, our people and their families continues to be a top priority. Until travel restrictions change, interviews will continue to be conducted virtually. 

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