Winning in the digital economy

The banking industry has never seen more disruption—new, innovative challengers and advanced technologies are changing market structure and taking a bite out of revenues. In fact, 17 percent of industry players that entered banking over the last 13 years have grabbed one-third of revenue growth in Europe. For incumbents, the time to act is now.

Simply becoming a digitally better version of themselves isn’t enough to turn the tide. Like their competitors, banks need to become more relevant and harness digital to drive growth, they must rethink their “North Star” business models and be bold in reorienting their organizations—or they risk being left behind as the industry changes around them.

That’s where Accenture Banking comes in. Whether we're helping modernize core banking operations, turn a mobile banking experience into a social one, or reinvent payment and credit models, our banking consulting services empower clients with data-driven insights and the right tools to adopt a mindset fit for today's—and tomorrow’s—digital landscape.

Navigating the impact of COVID-19

The Open Banking revolution is here

Technology + regulations are unlocking the banking value chain and how a bank acts now will shape its future to lose or win.

Open Banking is evolving the industry toward hyper-relevant, platform-based distribution and enabling banks to expand their ecosystems and extend their reach. Those that treat it as an opportunity vs. a threat will position themselves for a thriving, open, digital future.

Explore our collection of thought leadership to make sure your bank is ready.

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How we can help

Our banking consulting services are powered by deep industry experience and backed by a truly global presence.


Banking delivery centers around the world, including India, Spain, China & the Philippines


Of the top 50 banks worldwide are our clients


Of the top 20 money managers worldwide are our clients

Case studies

We teamed with BBVA to jumpstart their quantum experimentation for financial services.

We helped our client deliver a business banking platform unparalleled in the region.

Automation, analytics and top talent help a leading European bank cut operating costs by 26%.

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Our leaders

Banking blog

We uncover the issues making waves in banking and payments, from digital transformation to compliance to technology—and everything in between.

In a COVID world, cloud is back in the spotlight

Mike Abbott discusses how COVID-19 is increasing the urgency of cloud in banking and changing the conversation.

Banks don’t have to be big to be bold

Paula O’Reilly offers bold moves for middle market banks to seize the moment and deliver new outcomes for customers and the business.

Seven key themes from Sibos 2020

Sulabh Agarwal identifies the payments themes that stood out to him from this year’s (virtual) event.

Explore Accenture research, partnerships and activities making headlines in the banking industry.

Rapid shift to digital banking during COVID-19 accelerating erosion in consumer trust, Accenture report finds

The survey of 47,000+ consumers found a lack of human connection could make banking more commoditized and price-driven, hampering customer trust.

COVID-19 Increases Urgency for Banks to Transform Payment Systems as Digital Payments Soar, Finds Research From Accenture

Accenture predicts US$7 trillion in consumer spending will shift from cash to cards and digital payments by 2023

U.S. banks face up to US$320 billion in credit write-offs in 2020 due to COVID-19, Accenture report finds

U.S. banks will set aside billions to help small businesses and consumers weather the financial impact of the global pandemic.

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