Custom Software Engineering Lead
Project Role Description : Own the technical direction and architecture of custom software solutions, leading teams through design and delivery. Set development standards and ensure code quality, scalability, and performance aligned to business objectives.
Must have skills : Payments Fundamentals
Good to have skills : NA
Minimum 5 year(s) of experience is required
Educational Qualification : 15 years full time education
SWIFT Alliance Engineer – AMH / SAA
Banking Payments - Techno-Functional - 8+ Years
Role at a Glance
Location - Hyderabad / Bengaluru (Preferred)
Experience - 8 Years in SWIFT / Banking Payments
Engagement Type - Full-Time - Client-Facing
Domain Banking Payments – High Value, Cross-Border, ISO 20022
Role Summary:
We are looking for a skilled SWIFT Alliance Engineer with hands-on expertise in both SWIFT Alliance Messaging Hub (AMH) and SWIFT Alliance Access (SAA), backed by strong knowledge of banking payments domain. This is a techno-functional role — the ideal candidate bridges technical implementation (AMH workflow design, message transformation, ISO 20022 migration) with functional domain understanding (payment lifecycle, compliance, settlement, and reconciliation).
The engineer will be responsible for designing, configuring, and supporting end-to-end SWIFT messaging pipelines, driving ISO 20022 adoption, and collaborating closely with business and technology stakeholders to deliver compliant, scalable payment solutions.
Key Responsibilities
AMH Engineering & Configuration
Design, configure, and maintain AMH routing rules, message workflows, and transformation pipelines for MT and MX formats
Develop message transformation logic using Informatica Data Transformation (DT) or equivalent tools (XML, XSLT, JSON)
Integrate AMH with core banking systems (T24, Finacle, GPP, LOANIQ) and middleware platforms (MQ, IIB/ACE)
Build and optimize straight-through processing (STP) flows, enrichment rules, and compliance validation checks within AMH
Manage AMH deployments across environments (DEV, SIT, UAT, PROD) and support release change management
SAA / SWIFT Infrastructure Collaboration
Understand and support SWIFT Alliance Access (SAA) connectivity, including FIN, InterAct, FileAct, and FINplus service configurations
Coordinate with infrastructure teams on SAG, SNL, HSM certificate management, RMA key exchanges, and SWIFT IP VPN
Liaise with SWIFT operations for network connectivity, service incidents, and compliance patching
Support SWIFT CSP (Customer Security Programme) audit requirements and remediation activities
ISO 20022 & SWIFT Standards
Lead or contribute to ISO 20022 migration programmes — CBPR+ and TARGET2 — covering message mapping, field translation, and coexistence-period handling
Implement and test SWIFT Annual Release changes (2025, 2026 and beyond) including schema updates, new field requirements, and deprecated tag management
Ensure MT-to-MX translation accuracy for key message types: pacs.008 (MT103), pacs.009 (MT202/MT202COV), camt.054 (MT900/MT910)
Stay current with SWIFT Standards Releases, MX schemas, and CBPR+ rule updates
Functional – Payments Domain
Apply deep understanding of payment lifecycle: initiation, validation, routing, settlement, reconciliation, and exception handling
Perform functional impact analysis for change requests across payment flows, identifying upstream/downstream dependencies
Support requirements gathering and solution design sessions with business stakeholders, translating functional needs into technical SWIFT configurations
Work with operations and compliance teams on AML screening integration, sanctions checks, and regulatory reporting touchpoints
Contribute to functional test design (SIT/UAT), defect triage, and root cause analysis for SWIFT payment incidents
Skills & Experience Requirements
Must-Have
Skill Area & Requirement
SWIFT AMH - Hands-on configuration of routing rules, workflows, transformation pipelines — not just monitoring or testing
SWIFT SAA / SAG - Working knowledge of SAA connectivity, FIN/InterAct/FileAct services, and SAG/SNL concepts
ISO 20022 Migration - Practical experience with CBPR+ and/or TARGET2 migration — implementation side preferred
SWIFT Annual Releases - Experience implementing or testing SWIFT 2024/2025 release changes awareness of 2026 roadmap
Core Banking Integration - Hands-on integration of SWIFT messaging with T24, Finacle, GPP, or equivalent core banking platforms
Middleware / MQ - Experience with IBM MQ, IIB/ACE or equivalent for message queuing and backend integration
Payments Domain - Strong functional knowledge of cross-border payments, settlement, reconciliation, and payment exception handling
Message Formats - Deep understanding of MT (103, 202, 202COV, 900, 910) and MX (pacs, camt, pain) message structures
Good-to-Have
Skill Area & Preference
Cloud Platforms - Azure preferred exposure to AWS or GCP also acceptable — cloud-native payment workloads is a plus
DevOps / CI-CD - Familiarity with CI/CD pipelines, release automation, Docker/Kubernetes in a financial services context
Microservices / APIs - Experience with REST API integration, event-driven architecture, or microservices-based payment platforms
Scripting / Automation - Python, SQL, or scripting skills for log analysis, reconciliation automation, or test data generation
Informatica DT - Informatica Data Transformation or PowerCenter for multi-format message transformation
BA Skills - Requirements documentation, RTM, user stories, and acceptance criteria writing for payment change requests
What Makes This Role Techno-Functional-
Candidates must demonstrate strength on both dimensions. A pure technical profile without payments domain grounding, or a pure BA/QA profile without AMH engineering depth, will not meet the requirements.
Technical Dimension Functional Dimension
AMH routing rules & workflow design - Payment lifecycle — initiation to settlement
ISO 20022 message mapping & transformation - Functional impact analysis for change requests
Core banking & MQ integration - Business requirements gathering & translation
SWIFT release implementation Compliance awareness — AML, sanctions, SWIFT CSP
Production incident root cause analysis - Defect triage & UAT coordination with stakeholders
Professional Attributes
Strong stakeholder communication — able to explain technical SWIFT concepts to business audiences and vice versa
Comfortable working in multi-vendor, client-facing delivery environments
Proactive in flagging risks, tracking issues, and driving resolution across technical and functional workstreams
Detail-oriented with a strong sense of ownership over message accuracy, data quality, and compliance
Collaborative team player with the ability to onboard, mentor, and document for knowledge continuity
Educational Qualification
Bachelor's degree in computer science, Engineering, Information Technology, or a related discipline.
Bengaluru
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