Winning in the digital economy

The banking industry has never seen more disruption—new, innovative challengers and advanced technologies are changing market structure and taking a bite out of revenues. In fact, 17 percent of industry players that entered banking over the last 13 years have grabbed one-third of revenue growth in Europe. For incumbents, the time to act is now.

Simply becoming a digitally better version of themselves isn’t enough to turn the tide. Like their competitors, banks need to become more relevant and harness digital to drive growth, they must rethink their “North Star” business models and be bold in reorienting their organizations—or they risk being left behind as the industry changes around them.

That’s where Accenture Banking comes in. Whether we're helping modernize core banking operations, turn a mobile banking experience into a social one, or reinvent payment and credit models, our banking consulting services empower clients with data-driven insights and the right tools to adopt a mindset fit for today's—and tomorrow’s—digital landscape.

To learn more about the trends bringing the new “post-digital era” into focus, explore our 2019 Banking Tech Vision report.

Banks need to adapt if they want to thrive in the emerging post-digital era, where recent priorities are fast becoming the table stakes of the future.

The Open Banking revolution is here

Technology + regulations are unlocking the banking value chain and how a bank acts now will shape its future to lose or win.

Open Banking is evolving the industry toward hyper-relevant, platform-based distribution and enabling banks to expand their ecosystems and extend their reach. Those that treat it as an opportunity vs. a threat will position themselves for a thriving, open, digital future.

Explore our collection of thought leadership to make sure you’re ready for Open Banking.

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How we can help

Our banking consulting services are powered by deep industry experience and backed by a truly global presence.


Banking delivery centers around the world, including India, Spain, China & the Philippines


Of the top 50 banks worldwide are our clients


Of the top 20 money managers worldwide are our clients

Case studies

We created a pioneering app that elevated the car-buying experience for all involved.

Elevating digital marketing by creating content focused on customers every step of the way.

The iGaranti service turns banking on its head and transforms how people manage their money.

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What we think

View the results of our Global Financial Services Consumer Study through a North America lens.

The journey to simplified core banking operations starts with four steps to sustainable transformation.

Alan McIntyre shares the 10 themes he believes will reshape the industry this year.

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Our leaders

Banking blog

We uncover the issues making waves in banking and payments, from digital transformation to compliance to technology—and everything in between.

Digital decoupling: A maturing concept in digital disruption

Andre Israel on how digital decoupling can help banks focus on modernization without the pain of wholesale legacy system migration.

How to “squash” competitors with real-time bank pricing

Banks can implement a successful, real-time pricing strategy from back office to front line and across customer channels. César Rainusso shares how.

Canter closer in step with markets of one

One-size-fits-all won’t cut it. Alan McIntyre shares how findings from our global Consumer Study can help banks create meaningful customer experience.

Research, partnerships and activities making headlines in the banking industry.

Accenture Banking Technology Vision 2019 finds consumer demand for customization and real-time services driving banks to adopt leading-edge technologies

As demand pushes banks to interact with their customers on their terms, customization and real-time delivery will raise the competitive stakes.

Accenture Acquires TargetST8 Consulting, Enhancing Its Consulting and Advisory Capabilities in Commercial and Corporate Lending

TargetST8 enhances our ability to help commercial and corporate lending clients improve their processes—particularly with Finastra Loan IQ implementation.

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