Accenture & nCino: Modern commercial banking

Redesigning and optimizing lending operations for tomorrow’s financial services leaders globally

"Accenture and nCino came with the fully connected expertise that helped us not only give our customers the fast, very personalized, digital lending experience they want, but it also empowered our business bankers with a seamless end-to-end solution."

— MICHAEL MARCUCCI, Chief Credit Operations Officer – Business Banking, Santander Bank, N.A.

Accenture and nCino capabilities

Our longstanding partnership brings a proven approach to help banks redesign their commercial lending business for fast, clear, hyper-relevant banking in the digital economy.

Commercial lending

Making innovative credit transformation happen simply, quickly, cost-effectively and reliably.

Treasury management & onboarding

Combining sales, onboarding and implementation into a single platform for speed and efficiency.

Retail banking

Delivering next-generation retail banking, from a customer's first interaction through back-office tasks and regulation.

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Powering transformation

See how you can take your platform integration and treasury management to the next level.

Put the customer first

What customers want from their bank is clear: a simple, lightning-fast, flexible, transparent and tailored experience. Forward-thinking banks are reinventing how they deliver it—simplifying their processes to make quick credit decisions and close loans up to 35 percent faster, freeing up time for relationship managers to focus on the customer.

Banks that choose the single, cloud-based nCino platform delivered by Accenture are doing just that. They embrace capabilities that help their employees work more simply and effectively. It makes for faster cycle times and investment returns, tremendous process transparency, greater efficiency, better regulatory compliance and a very relevant and personalized customer experience that exceeds expectations.

Commercial Lending through a New Lens at SunTrust

Accenture & nCino help banks conduct real-time, integrated, digital & secure commercial loan origination. See more.

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What distinguishes nCino delivered by Accenture?

Largest, most skilled nCino practice

Our practice supports 10+ installs at top banks around the world—more than any other systems integrator.

Salesforce Cloud expertise

We have 16,000+ skilled practitioners; 14,000+ of them hold Salesforce certifications.

Unique accelerators and tools

Our assets work to simplify delivery with certainty and speed.

nCino user

Accenture is also an nCino customer—with more than 400 users in live production every day.

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Breakthrough outcomes

Banks that choose nCino-Accenture are realizing impressive results


Increase in loan volume


Faster loan-closing time


Greater staff efficiency


Lower operating costs


Reduction in policy exceptions

Case studies

Australian challenger bank Judo worked with Accenture and nCino to give their customers a truly outstanding, responsive and personalised service.

Vancity grows its commercial lending business with nCino Bank Operating System.

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What we think

Our annual Commercial Banking Top Trends report identifies the topics that are most likely to transform the industry in 2022.

Accenture’s Jared Rorrer introduces key trends shaping the digital transformation agenda in 2021 for commercial banking.

Technology can help banks cultivate mutually beneficial and profitable relationships with SMEs at a time when customers need it most.

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Our leaders

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