The future of banking is in the cloud

We help our banking clients build capabilities, innovate at speed and scale, achieve growth and deliver efficiencies through our unique cloud offerings.

As their customers further embrace digital, banks must innovate to stay relevant. A smart strategy that utilizes the right tools and systems is vital for banks’ success. The cloud supports a more personalized, more human connection with customers and represents a very real opportunity for banks that make the transition wisely and put cloud at the core of the business.

Banking leaders agree that cloud investment is a priority, yet many are not seeing the expected returns from their technology spend.

Focused on four key areas—enterprise applications, data & analytics, core applications, and surrounding architecture like apps, call centers and online banking—our industry-specific solutions help banks migrate to and benefit from the cloud with greater speed and certainty.

Are you ready to unlock the power of the cloud?

Research, ideas and insights affecting the big strategic decisions for banks navigating the cloud.

"Nearly every bank has taken off on their journey to cloud, but very few have gotten more than a few feet off the ground."

— Mike Abbott, Senior Managing Director – Global Banking Lead


Accenture offers the full spectrum of services to help banks in their journey to the cloud. We unlock the true benefits of cloud by using the right strategy, people, and tools to migrate it, operate it and secure it.

Cloud strategy and change management

Design your bank’s value-driven journey using our full suite of services.

Cloud migration

Bring industrialized cloud services together with patented tools and automation that speed migration and mitigate risks.

Cloud security

Protect your IT estate with our cloud security services.

Cloud engineering and automation

Deliver custom cloud solutions using cloud native development and application modernization. 

Infrastructure services

Leverage hybrid cloud or reinvent your networks and workplace experience to accelerate cloud’s value.

Cloud management & optimization

Manage cloud tools and service providers with automated compliance, monitoring, optimization and governance.

Data on cloud

Create banking industry and function-specific data and AI insights through cloud industry-specific data models.

Sustainability with cloud 

Leverage our circular economies approach to enabling quick decisions for a sustainable cloud journey for banking.

Cloud platforms

Move your ERP to cloud and leverage SaaS to drive performance and innovation.

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Case studies

By streamlining Nickel’s services in 6 months, Accenture and Oracle accelerated the company’s mission to provide easy-access mobile banking.

We delivered a flexible, cost-effective cloud-based IT infrastructure that aligned with the bank’s strategic ambitions and plans for continued growth.

Our $3 billion investment to help clients move to the cloud. 95% of our IT infrastructure is now in the public cloud, reducing our costs by half.

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What we think

Accenture leaders share their latest insights on the cloud in banking.

Banking Cloud

Accelerate bank transformations with cloud-native cores

In this blog, Anna McKinven and Emily Heffelman explain why it’s key for banks to consider the broader tools and strategies to support their cloud journey.
Banking Cloud

Why achieving alignment can supercharge banking cloud transformations

Bridie Fanning explores the connection between organizational alignment and cloud transformation in financial services.
Banking Cloud

Accelerate your bank’s cloud transformation with the three As

In part three of this series, Bridie Fanning analyzes three key attributes for cloud transformation in banking.


Our leaders


Accenture spends a lot of time talking to clients and leaders in the financial services industry. These days, every bank is asking themselves a very simple question: “What does it mean to be a bank in the cloud?” When we started to look at this we realized that there really is no single answer to that question. Our bi-monthly banking cloud publication helps banks learn, discover and navigate their way into the cloud. While most banks have adopted some form of cloud, just a weighted 8% of their workloads across four functional areas— Enterprise, Data & Analytics, Surrounds and Core — have migrated to the cloud to date.

Cloud computing is nothing new — it’s been around since companies were sharing mainframe computer time in the ‘70s. There is no definitive version of cloud...and as the technology advances it becomes ever more complex and nuanced. Accenture can help you make sense of all this complexity so that you can work out what strategy is best for your organization and plan a successful migration.

The Banking Cloud Rotation Index is a recent profile of 100 global banks, providing a snapshot of where banks are in their journey to cloud. While most banks have adopted some form of cloud, just a weighted average of 8% of their workloads have been migrated across four functional areas— Enterprise, Data & Analytics, Surrounds and Core. The research covers North America, Europe and Growth Markets including Australia, Latin America, and India.

Accenture’s experience of helping large banks move their applications to the cloud is that it typically delivers impressive benefits: 10-20% cut in operational costs, 30-50% shorter time to market, 40-50% quicker provisioning speed along with benefits of cost variability, enterprise agility, an enhanced customer experience and support for both compliance and innovation.