Retail Cards & Digital Payments

Retail payments innovation can offer more fascinating shopper and merchant experiences.

Retail Cards & Digital Payments capabilities

Our solutions help banks and other payments players tap card and digital payments technologies to deliver more meaningful experiences all along the payments value chain.

Card systems renewal

With better effectiveness, efficiency and operating-model agility in mind, we upgrade or migrate aging card platforms.

Digital payments innovation

We develop strategies and their enabling technology solutions to create compelling digital commerce models and user experiences.

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What’s next in cards and digital payments?

Payment methods today run the gamut from physical cash to mobile wallets. Still, cards and bank transfers remain the top preferences for consumers and corporates alike.

To maintain their dominance in the face of competition from globally networked digital platforms, banks and other traditional payments players will need to take both offensive and defensive action—beyond the transaction.

Decisive actions can result in new and reoriented models, differentiating propositions, and new revenue streams. They can lead to banks “running with unicorns” by collaborating with fintechs and other non-traditional partners. They can also help make trust a point of distinction.

Through these actions, players can transform their buyer and merchant experiences, using card and digital payment innovation to eliminate friction while increasing speed, security and convenience.

We have the insights, skills and capabilities to help make it happen.

What we think

Banks that treat payments modernization as a strategic business initiative can unlock bigger value.

The Accenture Payments Disruptability Index explores how banks can unlock new opportunities amid accelerating disruption.

Banks can win big using innovation to add value in the instant, invisible and free payments world of the future.

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Our leaders