Banking Advisory Senior Analyst
Designation: Banking Advisory Senior Analyst
Qualifications:Any Graduation
Years of Experience:5 to 8 years
About Accenture
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What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk, and determining the terms of the credit. The goal is to ensure that the bank makes sound lending decisions while minimizing risk. Credit underwriters play a crucial role in maintaining the financial health of the bank. The Credit Lending processes includes initial set up of loan, detailed analysis of financials, setting covenants, analyzing the accounts receivable for borrowing base calculation for working capital line of credit, drafting a detailed credit memoranda by a detailed analysis of 5 Cs of Credit - Character, Capacity, Collateral, Capital and Current Market Conditions. Conduct detailed research on the financial history of businesses to determine their creditworthiness. Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans.
What are we looking for? Lead the team and provide subject matter expertise support for understanding underwriting guidelines and utilizing the underlying financial statements to complete the underwriting - Interface with the customer and act as point of contact for all the customers - Would be responsible to meet client SLAs i.e. quality and turn times all the time - Would be responsible for managing the team and driving high performance - Responsible for meeting the priorities defined to him / her - Ensure operation excellence. JOB REQUIREMENTS - Minimum 5+ years of experience. - MBA Finance and Accounting - Flexible to shifts - Must have experience in Moody s Credit Lens and client customized templates - Experience/exposure of US accounting and GAAP - Should have team handling experience. - Good team player who is dynamic, result- oriented with strong work ethic - Should be very people centric and expect to be very good in people management skills
Roles and Responsibilities: •In this role you are required to do analysis and solving of increasingly complex problems • Your day to day interactions are with peers within Accenture • You are likely to have some interaction with clients and/or Accenture management • You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments • Decisions that are made by you impact your own work and may impact the work of others • In this role you would be an individual contributor and/or oversee a small work effort and/or team • Please note that this role may require you to work in rotational shifts
Chennai
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