Underwriting Associate
Designation: Underwriting Associate
Qualifications:Any Graduation
Years of Experience:1 to 3 years
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What would you do? As an Underwriting Support in the Property & Casualty (P&C) domain, you will be part of a high-performing team supporting underwriting activities for a leading US-based insurance client. You will contribute to the end-to-end underwriting lifecycle — from new business submissions, risk data analysis, and clearance to endorsement processing and issuance. Your support will ensure underwriting decisions are well-informed, timely, and compliant with regulatory and carrier-specific guidelines. You will work closely with underwriters, brokers, and internal teams to deliver high-quality underwriting support by reviewing submissions, validating information, performing data entry, managing documentation, and processing endorsements. Your contribution will directly influence client satisfaction, service-level agreement (SLA) adherence, and operational excellence. Define Insurance policy and calucating premium including terms and condition for P*C
What are we looking for? • Underwriting support functions including submission intake, clearance, risk validation, quote preparation, and document issuance. • Familiarity with US P&C lines of business such as Commercial Auto, General Liability, Property, Workers’ Compensation, and Excess & Surplus (E&S). • Knowledge of ACORD forms, ISO guidelines, and other regulatory requirements. • Experience working with tools and platforms associated with US domain • Microsoft Excel (pivot tables, VLOOKUPs) and basic reporting skills. • Exposure to client communication through email and collaboration platforms like MS Teams. •Awareness of regulatory considerations related to surplus lines taxes, admitted vs. non-admitted markets, state-specific form filings, and insurer guidelines • Willingness to work in shifts aligned with US time zones. • A foundational understanding of the Property & Casualty insurance industry, specifically the US market. • Keen attention to detail and the ability to process high volumes of information with accuracy. • Strong analytical and communication skills to interpret and relay underwriting information. • Flexibility to work in a fast-paced, deadline-driven environment with shifting priorities.
Roles and Responsibilities: •• Review and process underwriting submissions for new business and renewals. • Validate risk data and ensure completeness of documentation before routing to underwriters. • Perform clearance and deduplication using client-specific systems and tools. • Enter accurate information into underwriting systems and maintain appropriate audit trails. • Upload and manage supporting documentation including applications, loss runs, and inspection reports. • Generate quotes and policy documents as per instructions and compliance standards. • Endorsement and Issuance Processing: • Handle mid-term policy endorsements, endorsements issuance, cancellations, and reinstatements. • Ensure adherence to turnaround time and quality benchmarks for policy servicing transactions. • Seek clarifications or provide updates regarding incomplete submissions or pending tasks. • Maintain a high level of professionalism in all communications and interactions. • Compliance and Reporting: • Adhere to regulatory and carrier-specific underwriting guidelines. • Ensure data privacy and protection in line with client and company standards. • Participate in audits, quality checks, and continuous process improvement initiatives. • Training and Development: • Attend regular training sessions to stay updated on underwriting processes, tools, and industry best practices. • Participate in knowledge sharing and mentoring within the team. • Interact with underwriters, operations leads, and other global team members through written and verbal communication. • Participate in governance calls, reporting updates, and team huddles to track SLA/KPI performance. • Proactively raise process improvement opportunities and support training or onboarding of new team members. • Maintain logs, trackers, and dashboards for submission pipeline, policy issuance, and service-level tracking.
Bengaluru
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