Best-in-class brand value and highly specialized products and services attract customers, quickly eliminating competitors.
Digital Relationship Manager
While this is the first choice for most retail and commercial banks, for many, it is aspirational and cost-prohibitive.
This behind-the-scenes bank may provide end-to-end solutions to other banks or simply be the regulated entity that helps book deposits and loans.
Open Platform Player
Offering capabilities like open APIs and brokerage services, this model helps build trust with both new market entrants and banking industry partners.
We can help you choose a banking business model fit for the digital economy and beyond. Reach out to our team to learn more.
By hedging their bets and failing to make clear business model choices, banks run the risk that other, more decisive actors will dictate the evolution of the industry and limit incumbents’ ability to compete.