Job Description

Accenture is a leading global professional services company, providing a broad range of services and solutions in strategy, consulting, digital, technology and operations. Combining unmatched experience and specialized skills across more than 40 industries and all business functions – underpinned by the world’s largest delivery network – Accenture works at the intersection of business and technology to help clients improve their performance and create sustainable value for their stakeholders. With approximately 425,000 people serving clients in more than 120 countries, Accenture drives innovation to improve the way the world works and lives. Visit us at
People in our Client Delivery & Operations career track drive delivery and capability excellence through the design, development and/or delivery of a solution, service, capability or offering. They grow into delivery-focused roles, and can progress within their current role, laterally or upward.
The Life Insurance Underwriting Analyst assesses, calculates and specifies the conditions under which client is willing to accept risk on group life and disability business for prospective and in force customers. This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements.


Key Responsibilities:

  • Performs MUW risks for all non-restricted clients and leverage guidelines and framework including supporting the C Review, interprets and records Medical Information Bureau (MIB)codes in accordance with established MIB guidelines
  • Communicates effectively with senior underwriters to explain adverse underwriting challenges
  • Actively engages in supporting the positive consultative outcomes crucial to our long term success by enhanced application of growing underwriting and business expertise
  • Interacts with Billing,Claims and other functional areas to correct routine problems
  • Maintains updated records and case files
  • Makes sound decisions to drive results familiar with Group Life and or Disability product principles and features
  • Appraises and underwrites individual life applications to assess mortality risk within company guidelines
  • Reviews individual life insurance applications and assists underwriters in underwriting standard and substandard risks within authorized limits of authority in accordance with department guidelines conferring with other Senior Level Underwriters
  • Develops strong relationships with distribution partners and key accounts
  • Provides support guidance to new hires


Basic Qualifications

  • Minimum 1 year of experience of working in a US Life Insurance Process
  • Minimum 2 years of client facing experience, interaction with calls/emails/chat


Preferred Qualifications

  • Medical experience
  • Insurance Certifications
  • Bachelor's Degree
  • Essential Life Underwriting experience desired, or equivalent through related work in the Group Life and/or Disability experience
  • Strong knowledge on Medical Underwriting area i.e. evaluations for Life Disability Coverage



Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture. Accenture is an EEO and Affirmative Action Employer of Females/Minorities/Veterans/Individuals with Disabilities. Equal Employment Opportunity: All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Accenture is committed to providing veteran employment opportunities to our service men and women. Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

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