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(Senior) Credit Portfolio Analyst

Job Location: Kraków

Regional Description: Polska

Job Number: 00700352


- Job description

Accenture is a leading global professional services company, providing a broad range of services and solutions in strategy, consulting, digital, technology and operations. Combining unmatched experience and specialized skills across more than 40 industries and all business functions—underpinned by the world’s largest delivery network—Accenture works at the intersection of business and technology to help clients improve their performance and create sustainable value for their stakeholders. With more than 435,000 people serving clients in more than 120 countries, Accenture drives innovation to improve the way the world works and lives. Visit us at

Accenture Operations helps clients achieve new value and productivity from their business processes by applying analytics, process acumen and industry expertise to the transactional data and processes we manage and operate on our clients’ behalf.

What will you do:

  • Perform and manage credit and financial analysis and reviews.  Monitor the credit performance of existing customers & make financially sound credit decisions in compliance with existing corporate policies and Service Level Agreements (SLAs)
  • Manage high value financial analysis/review including reading and interpreting financial statements, ratio analysis, and cash flow statements
  • Analyse customer requests for credit, assign credit lines and make credit recommendations in accordance with established corporate credit policies and procedures
  • Act as a second in command, quality advocate and process expert supporting team lead and SME
  • Review existing processes and identify areas for improvement
  • Work closely with the Customer/ Sales and assist with customer inquiries related to credit line changes
What do we expect?
  • Fluent English (C1/B2 level), both written and oral
  • Bachelor Degree is required
  • Minimum 3 years’ experience in high value financial analysis
  • Ability to assess customers’ business potential based on tools such as industry vertical, ratio and trend analysis
  • Excellent computer skills with Microsoft excel on intermediate level
  • Ability to present findings in a highly professional manner
  • Ability to work under time pressure, flexibility and multitasking


What we can offer:

  • Support for your career and competences development – learning from colleagues, courses and trainings, allowing you to boost your skills and become #BEFUTUREPROOF
  • Using foreign language and new technology solutions daily, cooperating with various Clients
  • CSR activities and rich social life – Book Club, International Cuisine Club, Accenture Runners Club, family events, cultural meetings, photography classes, climbing, soccer, swimming
  • Full work comfort – private medical care, life insurance, access to MyBenefit platform
 When applying please enclose the below statement:
"I hereby express my consent to process my personal data included in my job offer by Accenture Sp. z o.o. or any other entity of the Accenture group for recruitment purposes and once the recruitment process is closed, I agree that Accenture Sp. z o.o. with its registered seat in Warsaw, 00-121, ul. Sienna 39 or any other entity of Accenture group places and processes my personal data in its database. I also express my consent to sending my personal data to third parties within the Accenture group pursuant to the Personal Data Protection Act of 29th August 1997 (Journal of Laws of 2002, No. 101, position 926 as amended). I submit the data voluntarily. I have been informed about the right of access to the content of my data and about the possibility of correcting them."
Check out all our job vacancies at our website:   
Accenture does not discriminate employment candidates on the basis of race, religion, color, sex, age, disability, national origin, political beliefs, trade union membership, ethnicity, denomination, sexual orientation or any other basis impermissible under Polish law.

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