Neil Ratcliffe
Managing Director, Life, Pensions & Investments Practice

I lead Life, Pensions & Investments Practice bringing over 25 years experience across consulting, product manufacturing, distribution and BPO. Prior to my time at Accenture, I led large scale projects at Capita, Zurich and Openwork. Over my career, I have developed a number of bespoke PAS systems for major UK LP&I clients.

Richard Pryor
Managing Director, Life, Pensions & Investments Practice

I bring over 28 years of experience in Consulting, the majority in Life, Pensions & Investments, supporting most of the major firms in the UK and across EMEA. I focus on delivering large business change programmes across operations and IT with experience of the major technology solutions in the LP&I industry with recent experience on customer engagement platforms and operating models.

Favorite Quote
"The most difficult thing is the decision to act, the rest is merely tenacity." Amelia Earhart

Garry Bowman
Senior Manager, Life, Pensions & Investments Technology Consulting Practice

Garry has over 15 years’ experience in Consulting, specialising in LP&I for the last 8 years supporting almost all of the major firms in the UK. Garry focusses on delivering operations and technology optimisation and has experience of the major technology solutions in the LP&I industry.

Favorite Quote
"As you touch the limit, something happens and you suddenly can go a little bit further. With your mind power, your determination, your instinct, and the experience as well, you can fly very high." Ayrton Senna

David Hughes
Senior Manager, Life, Pensions & Investments Practice

I've delivered innovative and business critical technology to direct and managed service clients over my 15 years of experience within the Life, Pensions & Investments industry. I lead distributed programme delivery and control teams to define and deliver technology programmes and strategies to our clients.

Favorite Quote
"Leadership is the art of accomplishing more than the science of management says is possible." General Colin Powell

Stephen White
Senior Manager, Life, Pensions & Investments Technology Consulting Practice

As a Senior Manager in the Life, Pensions and investments team I have over 20 years' experience in the industry. I enjoy solving complex business problems to deliver real business transformation and value. I have worked in sales & distribution, third party management and have deep experience in project portfolio management at the enterprise level.

Favorite Quote
"Just because a product doesn't exist, it doesn't mean the market doesn't exist." Gary Hamel and C.K. Prahalad

Heidi Whittington
Senior Manager, Life, Pensions & Investments Technology Consulting Practice

I have over 20 years' Financial Services industry experience in Life, Pensions & Investments. I have broad experience of the industry and have held roles in strategy, relationship management, sales and distribution, programme and project management, and compliance and regulation. I have played an advisory role in business, shaping and leading a number of large transformation programmes that delivered major cost-savings, people and culture change and new technology

Favorite Quote
"Courage is what it takes to stand up and speak; courage is also what it takes to sit down and listen." Winston Churchill

Chloe Harmer
Senior Manager, Life, Pensions & Investments Consulting Practice

I've spent over 10 years working in the Financial Services industry mainly in the Life, Pensions & Investments industry bringing expertise in product and distribution strategy, strategic change as well as a focus on the Bancassurance distribution channel and, Protection products and pricing.

Favorite Quote
“Strive not to be a success, but rather to be of value". – Albert Einstein