Transaction Banking: Payments

Helping banks revitalize their transaction banking capabilities to create competitive differentiation and achieve high performance.


As banks renew focus on global growth, the spotlight is on transaction banking. Operational efficiency and new revenue generation are key considerations for an effective transaction banking strategy.

Transaction banking is becoming a strategic business for many larger banks, either regionally or globally. The business model has proved resilient during the financial crisis as a valuable source of liquidity and revenue. However, transactions are commoditizing and both financial institutions and corporate customers are becoming more demanding. Corporations want simpler, more effective and widespread connectivity to the banking system, with access to value-added services, while financial institutions want scale players as partners to serve their processing, product and geographic needs.

Accenture Payments offers solutions in three areas:

  1. Transaction banking strategy and operating models

  2. Bank-to-corporate payments connectivity & corporate portals

  3. Corporate payments and cash management applications

Banks that revitalize their transaction banking capabilities can create competitive differentiation and achieve high performance.



Accenture builds on its global capabilities and banking expertise to help our clients leverage transaction banking as a driver of growth and profitability. We work on both sides of the transactions business, with corporate treasury transformations, shared service centers and financial operations, as well as with the corporate banks that service them. Our global delivery capabilities enable us to tap into dedicated personnel around the world, reducing costs and improving scalability.