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TRENDS

Insurers seeking growth need a firm grasp on external data

A flood of data is changing the way insurers evaluate and price risk, interact with customers, transact business and design products & services.

Government and third-party databases have been digitized and made available to the public.
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Customers are reviewing and discussing products on social media.
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Insurers are receiving data from the Internet of Things—telematics information from automobiles, sensor data from connected homes and visuals from drones.
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Like in other industries, insurers can expect dramatic changes in the ways they market, price and deliver products.
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New competitors such as aggregators are appearing with simplified approaches to product purchasing and more frictionless customer experiences.
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Insurance will become much more dependent on external data and the analytical models and processes needed to make sense of it.
READ MORE
Armed with data and insights, insurers can explore new types of business, such as insuring players in the sharing economy.
READ MORE

Government and third-party databases have been digitized and made available to the public.
READ MORE
Customers are reviewing and discussing products on social media.
READ MORE
Insurers are receiving data from the Internet of Things—telematics information from automobiles, sensor data from connected homes and visuals from drones.
READ MORE
Like in other industries, insurers can expect dramatic changes in the ways they market, price and deliver products.
READ MORE
New competitors such as aggregators are appearing with simplified approaches to product purchasing and more frictionless customer experiences.
READ MORE
Insurance will become much more dependent on external data and the analytical models and processes needed to make sense of it.
READ MORE
Armed with data and insights, insurers can explore new types of business, such as insuring players in the sharing economy.
READ MORE

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