Cyber-attacks are not an “if” but a “when and how.” Traditional preventive measures can slow attackers down, but not ultimately stop them. The threats are too frequent and too varied and attackers are nimble and adapt quickly. That means insurers should think differently about risk and security.
In addition to improving their traditional preventive measures, they also should make themselves cyber-resilient. Cyber-resilience is the ability to operate business processes in normal and adverse scenarios without adverse outcomes.
Cyber-risks are multi-dimensional, so cyber-resilience strategies should focus on managing three types of risks:
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